Ratehacker: July's Best Credit Card, Savings Account And Home Loan Deals

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In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans. This month's deals include Amazon cashback, bonus Qantas points and $75 for opening a new bank account.

Credit Cards

Feature: Amazon cashback

NAB Low Fee Platinum Card: 10% cashback on amazon.com.au purchases for 12 months This card offers 10% off Amazon purchases each month, capped at $25 per month, which is a potential saving of $300 over the year. That more than offsets the $90 annual fee. Interest rate on purchases is 19.74% per annum. To get this offer, you'll need to apply through finder.com.au before 31 August 2018.

Feature: 0% balance transfer

Westpac Low Rate Credit Card 0% per annum on balance transfers for 24 months: You can transfer up to $25,000 onto this card and then have 24 months to pay off that balance interest-free if you're approved. There's a one-time balance transfer fee of 1%, and the revert rate is 19.49% per annum. The annual fee for the card is normally $59, but is waived for the first year.

Feature: Bonus Qantas Points

American Express Westpac Altitude Platinum Bundle: This dual card bundle can earn you up to 90,000 Qantas Points if you meet the spend criteria. To hit that top total, you'll need to spend $3,000 on the Visa within 90 days of approval (which earns 75,000 points) and $3,000 on the Amex within 90 days of approval (which earns 15,000 points). The standard annual fee of $199 for both cards is reduced in the first year, where you'll only pay $50 as a Qantas Rewards fee. This offer is only available to applications through finder.com.au before 31 July 2018.

Home Loans

Feature: Variable rate home loan

Tic:Toc Live in Loan Variable Rate: Comparison rate of 3.53% per annum The comparison rate on this loan continues to be one of the lowest on the market. To qualify, you'll need to have at least a 20% deposit saved. It's only available for properties in capital cities and major regional centres. It features redraws, flexible repayment schedules and has an optional offset account.

Feature: Investor home loan bonus cash

UBank UHomeLoan (Variable Rate) : $1,000 cash in a USaver account for loans of $200,000 or more If you're approved for a new investor loan or investor refinance, you'll score $1,000 cash in a USaver account. The loan features a 3.99% per annum comparison rate. To score the bonus, you have to apply by 6 August 2018 and settle by 28 September 2018.

Transaction Accounts

Feature: Account opening bonus

ING Orange Everyday Account: $75 bonus for new accounts This account has no monthly fees and free access to ATMs. To qualify for the $75, you need to open an account, have your salary of at least $1,000 a month paid into the account before 30 September 2018, and make 5 card purchases from your account in the same period.

Personal Loans

Feature: Low rate car loan

Beyond Bank Low Rate Car Loan: 5.69% per annum comparison rate This rate for a car loan is one of the lowest on the market right now. It offers loans from $25,000 and terms from 1 to 7 years.

Travel Insurance

Feature: Policy discount

World2Cover Travel Insurance: 10% off travel insurance Receive a discount on your travel insurance with this finder.com.au exclusive coupon.

Jeremy Cabral is the Global Head of Publishing for finder.com.au which includes tools to compare credit cards, savings accounts, energy deals, cryptocurrencies mobile & broadband plans, and a constantly updated database of discounts and coupon codes. Connect with Jeremy on Twitter, Medium and LinkedIn.


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