Australia is closer than ever to being a cashless society, and thanks to the advanced state of smartphone use in this nation, means you don’t have to look far to connect phone and funds together. Keen to pay for that coffee or brunch without taking a wallet out? It's not hard, and provided you have the right bank account, you can access your money on the go without reaching for the plastic.

Much like a pair of budgie smugglers, there's no one-size-fits-all credit card. What provides adequate coverage and comfort for one person might be totally unsuitable for somebody else.

A credit card that doesn’t suit your spending habits won't offer you the most value. Here are the warning signs to watch out for.

There are so many credit card scams out there right now, it feels hard to protect your plastic. Start with learning when it's a bad idea to share your credit card info over the phone.

ASIC (Australian Securities and Investments Commission) has introduced new rules that come into effect on 1 January 2019 that will make it harder for us to land in credit card debt. Higher limits and zero-interest balance transfers are in the regulator's crosshairs as it tries to protect people from getting themselves into never-ending credit card debt cycle.

Cash back, gift cards and wads of bonus rewards points – credit card providers are pulling out some of their biggest deals to date to get credit cards into the hands of new customers in the lead up to Christmas.

But do these sign up bonuses really deliver bang for your buck? The answer is yes, but only if you’re the right type of customer.

You arrive at your destination, ready to finally unwind on your long-awaited vacation, only to find that your suitcase hasn’t made the trip with you.

Impulse spending, emergencies, buying too many things we just don't need — all of these are reasons we typically think of to explain why people make late credit card payments.

In our monthly Ratehacker round-up, Bessie Hassan from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans. This month's deals include Qantas bonus points, 26-month balance transfers and low-rate home loans.

Market research form J.D. Power has been looking into the Aussie credit card market, looking for the company that offers us the best credit cards. But the bad news from their study is that most of us are pretty clueless when it comes to the specific terms and conditions card issuers put on us.

In our monthly Ratehacker round-up, Bessie Hassan from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans. This month's deals include 70,000 bonus frequent flyer points, super-cheap home loans and

Dear Lifehacker, I keep seeing certain types of debt (mortgages, student loans) referred to as "good" debt, whereas other types (credit card debt, for example) are referred to as "bad" debt. What does that mean? What makes a certain type of debt "good" and another type "bad?"

In our monthly Ratehacker round-up, Bessie Hassan from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans. This month's deals include a 25-month balance transfer offer, 60,000 bonus Velocity Points and a 3.59% per annum home loan.

One of my pet hates when I shop is that little notice next to the counter that says the use of credit cards and debit cards will incur extra fees. In many cases, the charges have been far in excess of what the stores actually pay for the transactions and the ACCC has had enough. They are now going after companies and taking them to court for adding what they deem excessive fees. Today, they've announced they're going after car rental firm Europcar after Cruisin Motorhomes was forced to pay $12,600 in fines earlier this month. If you're taking payments by credit card, or feel you're being slugged excessively, there are steps you can take.

You may have seen wallets or backpacks advertising RFID shielding, a protective covering designed to keep malicious ne’er-do-wells from scanning any items that contain embedded wireless receivers, like certain credit cards and passports. Sure, RFID shielding does prevent unwanted wireless transmissions, but with so little evidence of RFID-based theft, combined with the security measures present in today’s RFID tech, it doesn’t seem to be a threat you need to worry too much about.

In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans. This month's deals include Amazon cashback, bonus Qantas points and $75 for opening a new bank account.

In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.

There's a lot of advice about giving your kid a credit card. Find one with a low interest rate. Don't cosign for the card because you might ruin your own credit. Make it extremely clear to them that yes, it's real money and yes, they must pay it back on time and in full.

In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.

Most people are at least a little stressed out about money. That's understandable: Savings are low, expenses are high, we're taking on increasing amounts of debt. Some days it seems like we'll just never make enough money to retire or take that holiday we've been dreaming of. Here's what you need to know.