Tagged With credit cards

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There's a lot of advice about giving your kid a credit card. Find one with a low interest rate. Don't cosign for the card because you might ruin your own credit. Make it extremely clear to them that yes, it's real money and yes, they must pay it back on time and in full.

2

Most people are at least a little stressed out about money. That's understandable: Savings are low, expenses are high, we're taking on increasing amounts of debt. Some days it seems like we'll just never make enough money to retire or take that holiday we've been dreaming of. Here's what you need to know.

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Last week, we were given a sneak peak at Halo: a new contactless payment system from Bankwest that puts your banking details into a ring. Boasting batteryless, app-free operation and waterproofing up to 50 metres, it's the first "IoT wearable" concept that I'm actually exited about.

It's also one of the cheapest wearables on the market, with an introductory price of $29. Here's what you need to know!

13

A person's credit history is kind of like an invisible Sword of Damocles. We know it's out there, but tend to adopt a head-in-the-sand approach until it suddenly chops you in the neck. Fortunately, it's possible to improve your creditworthiness in a few easy steps. This infographic illustrates how to swing credit scoring back in your favour.

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Dear Lifehacker, I'm getting on in life and at this point it seems unlikely that my credit card debts will ever be paid off in full. (I can barely afford the monthly interest repayments, let alone the outstanding debt.) I also don't own much in the way of assets. So my question is: What happens to my credit debt when I die? Do I need to worry about my adult son getting saddled with my debt?

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The smartest way to do your Christmas shopping is to order everything online; especially if you despise crowds. The only downside are those damn delivery fees.

Fortunately, it's possible to avoid shipping costs entirely by choosing the right retailers and employing this simple hack.

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It's getting easier and easier to set up a low cost point of sale system. With tablets and smartphones delivering apps that can integrate wth finance and stock control systems, it's possible to roll your own PoS easily. And payment services now mean you can skip the bank when looking for an EFTPOS terminal. From today, Vodafone will be selling the Square Reader for just $5 when bundled with selected mobile plans.

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Most of us don't have a healthy relationship with money. We think of it as enemy -- something that constantly gets in our way, or we think of it as a goal, something that will solve all of our problems. In reality, money is just a tool. Realising this changed my habits in some interesting ways.