I'm filing this one under "it's so simple it just might work". We all end up with lots of loose change in our purses and pockets. If you're like me, it ends up being used on junk food or otherwise wasted. But the "Rounding Up Experiment" might create a savings system from your shrapnel.
The system is pretty straightforward. You round up every purchase you make each day to the nearest dollar, and save the change. The idea is that it's "effortless saving".
I've kept a change box by my bed and it accumulates all the 50c and below coins. I counted it the other day and there was over $60 in it after a few weeks. Perhaps by creating a system around my loose change collection I might turn it into something more substantial.
Could this work for you? Who's doing something similar?