Tagged With Money

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It's the Australian dream; home ownership and a decent set of wheels parked out the front. But just as the equation on home ownership has shifted, with housing affordability being smashed, the same is happening with car ownership. The cost of owning a car, even before you start driving it, is pretty high. But new subscription and rental services, that give you access to a car, with the option of swapping out when you're bored, are emerging. So what's better, owning a car or having access to one whenever you want?

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One of the best things about employment in Australia is superannuation. Under current laws, employers must pay 9.5% of your salary into an approved fund that is set aside for your retirement.

But with the age at which you can get the pension rising from 65 to 67 over the next few years, many people having larger mortgages than ever before, and life expectancy increasing, the amount of money needed to live comfortably after leaving the full-time workforce is a challenging question. So how much money do you actually need at retirement?

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Adhering to a strict financial plan is a lot like following a healthy diet. You do it because you know it will help you feel good now and set yourself up for the best possible future.

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Thanks to today’s global society, almost all of us have family, friends and business contacts spread across the world. With so many international connections, at some stage everybody finds themselves faced with the need to transfer money overseas.

This task can be time consuming and complicated, however there is a way to make the process simple, fast and stress free.

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Very few would have predicted the meteoric rise of Bitcoin and other cryptocurrencies toward the end of 2017 - fewer still may have predicted the dip that occurred shortly after.

How can you find the next crypto to go 'to the moon'. Recently, finder.com.au enlisted nine panellists to help predict just where twelve of the biggest cryptocurrencies may head in 2018 and, interestingly, Dogecoin is predicted to be one of the biggest movers.

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There's no denying the gender pay gap. It's there: The average pay for a man, the average pay for a woman, and space between. The gap exists regardless of whether or not you believe it exists. Wage gap deniers don't deny the gap itself; they deny its significance. Women stay at home with children, so the numbers make sense, they say. Women don't negotiate, so of course there's a gap.

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Just over a week ago, the Reserve Bank of Australia released the all new $50 note. The $50 is the most highly circulated bank note in this country as it's used to fill ATMs. And highly circulated notes have traditionally been attractive to counterfeiters as they can pass fakes more easily as there are so many notes, at different stages of wear in circulation. But the new "pineapple" is different to its predecessor. And the makers of some of its security features, Leonhard Kurz Australia, say it's almost impossible to copy.

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Now that the New Payments Platform (NPP) is live and banks are slowly coming to the party in offering access to their own PayID system for transferring funds, the spotlight has turned to security. Is the NPP platform safe for consumers? Can your PayID be compromised or hacked in some way? Or is it really a reverse lookup system for mobile phone numbers?

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Money is an abstract and complicated topic, made all the more so by a never-ending stream of financial products, such as mortgages, credit cards and student loans. So how do you make the most efficient use of yours?

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The holidays are an expensive time for everyone - holiday travel, gifts, food, booze and festive clothes can break the bank for even the most frugal. But December can be especially financially brutal for single people, says Carey Purcell, writing for the Washington Post. This is in large part because single people are generally shouldering their living expenses alone, rather than splitting them with a partner, which obviously reduces their disposable income at holiday-time. But, as Purcell points out, it's also due to differing expectations for singles than for partnered people.