Welcome to 2019. We’re all better, more responsible people now, and doesn’t that feel great? We’re getting our spending under control, excelling at our hobbies and setting up better boundaries with technology.

Google calendar makes it easy to remember events by sending you notifications on your phone, computer and by email, depending on what settings you select. And if you use it strategically, the "Create Event" feature is also a convenient way to set automatic reminders for your due dates so you don’t accidentally blow past deadlines and incur fees.

This week, the controversial M4 toll kicks in for Western Sydney motorists. Depending on the entry/exit you use and the type of vehicle you're driving, you could be slugged anywhere between $1.77 and $13.67 per trip. Here is the full list of tolls.

The Coalition government is seeking savings of A$2.8 billion from higher education over the budget period, in another attempt at a major shake-up of Australia’s university sector. The cost burden on students will be increased and the income threshold for repaying their debt lowered. .

Depending on the airline, bringing a bicycle along in an official box can cost several hundred dollars. State Bicycle Co. breaks down the "Bananas Box & Chop Method", which drops the cost to a normal checked bag fee.

I am not a loyal banking customer. Over the past 5 or 6 years, I've switched banks a few times because of fees, poor customer service, or just better options elsewhere. I regret nothing. If you're thinking about leaving your bank, here are some signs it may be time to bite the bullet.

If you don't pick up your Australia Post parcel deliveries after five days, you might be on the hook for an extra $9 fee. That'll be another sting for the 8 per cent of AusPost's customers that are a bit tardy with their post office visits, and it'll net the mail carrier even more money to prop up the struggling letter delivery business.