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If You Can't Start An Emergency Fund, Start A Change Jar

It’s a good idea to have some kind of financial buffer to help keep you in the black. The problem is, not everyone can afford it. If you’re struggling to set aside money for things like an emergency fund, start small with a change jar.

Deals: Up to 50% Off Selected At David Jones, Up To 70% Off Bonds Underwear

Every Thursday we team up OzBargain power poster tightarse to run through some of the best deals that have caught his attention. This week: Up to 50% off selected items at David Jones, up to 70% off Bond’s underwear, 15% off Surface at Microsoft Store — and more!

When It Makes Sense To Talk To A Financial Adviser

Many of us consider the services of a financial adviser a luxury reserved for only the wealthiest, for people with money that they need help managing, which is no one who knows that it all comes in and all goes back out with the bills. But there are times when even you or I should seek one out.

Hump Day Deals: Cheap Liquor, Half-Price Universal Remote,15% Off Surface Laptops

Hump day (AKA Wednesday) is arguably the most boring day of the week. So why not liven things up by grabbing one of these nifty online bargains? Deals that caught our eye this week include: Aldi’s super-cheap liquor sale, JB Hi-Fi giant games sale, get 15% off all Microsoft Surface products.

How The Chips In Your Credit Cards Actually Work [Infographic]

You probably use your chip credit card on a daily basis. But have you ever stopped to wonder how it works? This infographic illustrates the basics and explains how it differs to ye olde magnetic stripe.

How To Pick A Bank Or Credit Union You Can Trust

You may have met someone who says they don’t trust banks and shoves their money under a mattress. You write them off and go on using your debit cards and checking accounts. Then some banking scandal happens and all of a sudden mattressing your money doesn’t seem like such a bad idea.

Despite our fears, banks serve us pretty well for the most part. Our money is there when we need to pay rent. We can transfer our cash whenever we want. The system works well for day-to-day transactions, but that doesn’t mean banks are entirely trustworthy. It’s never been easy to trust a bank, but these days it seems impossible. So how do you pick one that’s actually trustworthy? Here are a few options.

Don't Pinch Pennies, Focus Your Frugality On Expensive Items Instead

Frugality isn’t just about saving money, it’s about being efficient with your money, using it in the best way possible. It also means not wasting your time. For maximum efficiency, focus on being frugal with expensive purchases, not cheap ones.

Ask Lifehacker: Should I Buy A New Or Used Car?

Dear Lifehacker, I’ve been saving up to buy my first car for a while and I’ve just hit $10K, which is more than enough to buy something second-hand. However, I’m not sure if I should keep saving to buy a new car instead. I need something new enough to be able to connect to my phone, and something which won’t cost too much in repairs in the next few years — so is it worthwhile to keep saving to buy new instead of second-hand?

Thanks, Jessica Meadows

The Shift In Mindset That Will Help You Get Out Of Debt

Getting out of debt isn’t easy, and while there’s plenty of practical advice to help, the psychological toll is a huge, often-overlooked obstacle. When you feel utterly powerless against debt, it only makes the process more difficult. While it takes money to get the job done, shifting your mindset to an empowered one will help you through the long slog to financial freedom.

Take Our Personal Finance Survey And Win A $200 Visa Card

Where do you go for personal financial advice? We want to know what information is most interesting to you when it comes to banking, mortgages and all things personal finance, so we can make our content even more relevant to you. Completing the survey will also put you in the running to win a $200 prepaid Visa card to help with whatever it is you’re saving for.

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