Define What Your Emergency Fund Is For To Avoid Spending It Carelessly

Having an emergency fund is commonly accepted (and good!) advice. When to spend it is addressed less often. To make it simple to decide when to use it, define what it’s for first.


Freebie Friday! 100% Free Apps For iOS, Android And Windows Phone

At the end of each week, we bring you a list of the latest free mobile games for iPhone, iPad, Android and Windows Phone. Deals this week include Assassin’s Creed Pirates, Perfect Produce and Better Translator. Download them all without spending a cent!


Spend Rarely But Freely To Rebuild Your Wardrobe Over Time

Many people experience a point in their life when they want to completely revamp their wardrobe. To pull it off without breaking the bank, limit clothes shopping to once every month or two, but spend generously on just a few items when you do.


App Deals: Discounted iOS iPhone, iPad, Android, Windows Phone Apps

Today’s best deals include Magnet Balls on Windows Phone, Slender Man Origins on iOS and Perfect Produce on Android. Deals end without warning, so be quick!


Ask LH: Why Can't I Claim HECS-HELP Fees As A Tax Deduction?

Hi Lifehacker, I’ve just discovered that I cannot claim HECS-HELP repayments as a tax deduction. This makes no sense to me. If I pay my course fees up front I can claim them as a self-education expense, but if I repay them to the government I can’t? What gives?


How To Decide If You Can Live Without A Car

Cars are a way of life in Australia (and around the world). While most of us enjoy the freedom they offer, their costs can be a burden on your budget. Not everyone can live without that red mark in the ledger, but we’ll help you find out if you might be a candidate.


Use A 'Parallel Goal' To Reach Financial Milestones

Money goals are usually about changing your financial habits, and changing deeply ingrained behaviours can be difficult. To tackle your goal more effectively, consider using a “Parallel Goal” that works in tandem with your original one.


App Deals: Discounted iOS iPhone, iPad, Android, Windows Phone Apps

Today’s best deals include SmartKid Maths on Windows Phone, In Fear I Trust on iOS and My Backup Pro on Android. Deals end without warning, so be quick!


How To Grow An Emergency Fund From Modest Savings

An emergency fund is cash you’ve saved for one purpose: to help you cope with the emergencies that life hands you, without disrupting your everyday routine. It could be an accident or a health issue — with your fund you have room to breathe. The key, however, is to leave the fund alone until you need it. Deposit your money, let it earn a little interest, and ignore the balance until an actual emergency occurs.


Prevent Clutter By Asking Yourself Where Items Will Go Before Buying

The best way to get rid of clutter is by preventing it from accumulating in the first place. The next time you’re out shopping, ask yourself where the item you’re considering buying is going to go, even if it’s not an impulse buy.