Tagged With routines

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I don't know about you, but my world has been a little more stressful since... say, last November. Even without the continuous news updates -- and the time I spend reading them, along with the various Twitter threads that try to game theorise them -- I've got a lot to manage and balance in my life: I work part-time as an editor, my debut novel comes out this May, I'm completing assignments for a number of freelance writing clients, I teach writing classes and I'm a volunteer tutor. (And that's just the work stuff.)

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One of the most discussed concepts in personal finance is the "Latte Factor," an idea first popularised by the personal finance writer and speaker David Bach. The idea, in a nutshell, is that you can achieve a great deal of personal finance success by finding small things to cut in your life, and he used the example of a daily latte that one might purchase at a coffee shop, hence the name "Latte Factor."

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Whenever you use a smart phone or a website, you're using an user interface. It has been designed to help you do what you want: check your messages, read an article, find information, get stuff done. The routines with which we go about our daily lives are like an interface too. We just don't often think about it.

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No matter what it is that makes you happy, you can get bored of it after a while. This is because of a concept known as "hedonic adaptation." Simply put, there's no one thing that will make you happy forever. Eventually, you get used to it and need something different. That's why you need to break your routine.