Eating out is one of the quickest ways to inflate your budget in your day-to-day life. If you want to find out how much you can really spare in your budget, stop eating out for a month. Photo by Cambridge Brewing Co.
As personal finance blog The Yachtless explains, a month-long no-eating-out challenge is a quick way to find out just how much disposable income is sitting around in your budget. When you don't go to a restaurant, you'll have to buy more groceries to compensate, but you may find a gap that's larger than you expected. If you avoid restaurants for a month and your budget is still slim, then you might need to look for more macro ways to improve your budget.