Managing a dual-income household can be a difficult task, especially since the average couple maintains 16 different financial accounts, according to Eugene Park, creator of Honeydue, an app that helps couples budget. But there are a bunch of tech options available to help make the process easier - and every couple has different needs.

If you’re like the average human being, you’re already losing a bit of steam on your New Year’s resolutions. Rather than fret over all of the ways you’re not measuring up, though, cross an easy one off of your list, and invest a little extra money.

Stop throwing away your hard-earned cash this year. With just five simple switches you can save almost $3000 in 2019. We explain how it's done.

You know it's important to have cash on hand in case of an emergency, but when is it okay to dip into that aptly named emergency fund? Some scenarios are so obviously emergencies - you lose your job and rent is due - but others can be iffy.

In 2019, we’re bringing back monthly financial challenges on Two Cents (you can see 2017's version here). Each is meant to help us focus on a different aspect of our money, and, ideally, develop small changes into measurable differences in our financial lives.

How much money you need in retirement depends on a host of variables beyond how much professionals suggest you save each year. Each person will need a different nest egg, depending on the priorities, lifestyle and other assets.

If you’re planning to follow along with the handful of Lifehacker staffers participating in a No-Spend January, you’ll want to do a bit of preparation before you dive in.

Australia’s super system could give us so much more to retire on, without taking more out of our wages. But first the government needs to make changes to drive retirement incomes higher.

Between high-yield accounts and apps that do the work for you, there’s no shortage of ways to save money. But there are plenty of other things you can do outside of the strictly financial realm that can help you with your bottom line, while fulfilling another of your goals or desires.

You’ve been depositing money with a big bank since you were child. So now that you need a home loan, they’ll reward you for your loyalty, right? Ah, no.

When you read a lot of personal finance articles, you inevitably reach a point where you can’t buy a water bottle at the corner deli or buy gas without driving around to find something that’s two cents cheaper a gallon without feeling some sense of shame. Those are unnecessary purchases after all, and everyone knows that spending a few bucks you don’t have to is what leads people to unfulfilled, un-wealthy lives. Or something.

Welcome to 2019. We’re all better, more responsible people now, and doesn’t that feel great? We’re getting our spending under control, excelling at our hobbies and setting up better boundaries with technology.

We have a roundup of our favourite TwoCents articles of 2018, but when it comes to money, there’s so much more to understand beyond the practical “how tos.” The ins and outs of predatory lenders and how they prey on people, what the weight of student loan debt can do to a family and a frank conversation about why the American Dream doesn’t really exist anymore are all topics worth engaging.

Whether it was about tipping, the stock market or savings habits, people had a lot of bad opinions in 2018. And rather than keep our bad opinions to ourselves, we took to the web to fan the flames of internet outrage.

In the hallowed words of US poet Gertrude Stein, whoever said "money can't buy you happiness" was shopping at the wrong store. However, building wealth takes a considerable amount of skill - especially if you don't have tons of disposable income.

These personal finance books provide strategies for everything from creating a budget, to clawing your way out of debt, to teaching your kids how to be wealthy.

Attention penny-pinchers: From January 1, NAB customers will once again be charged ATM fees at over 3000 machines. Here are the details.

If you’re like many, the recent swings of the stock market aren’t necessarily keeping you up at night—only around half of us are invested in the stock market at all, and of that, “the top 10 per cent of wealth holders in the United States own an estimated 85 to 90 per cent of stocks,” according to the Washington Post. Rather, the thought of a weakening job market is what really matters to you. A dip in the S&P doesn’t mean nearly as much as your company laying off more workers.

Here’s another one of those small things you can knock out of the way before the year’s end: Organise your financial documents.

In 2017, for the first time in my life, I actually stuck to a resolution. What's more, I'd failed at the same resolution -- to make a budget and stick to it -- for many previous years. Now, if you think there's something shameful in a grown person not being able to handle her finances, you're right!