When I was in university, I came home from class one day to find that one of my three flatmates had moved out.
Tagged With personal finance
One of the best things about apps is their affordability. Often, mobile apps can do things that desktop or web-based software and service can, but at fractions of the price. Even in-app purchases and monthly subscriptions for premium versions of some apps are usually minuscule—often no more than a cup of coffee.
With all the announcements on tax over the past few days it’s hard to keep track. So here goes. A year ago the then treasurer Scott Morrison unveiled a “seven year personal tax”.
Some of it involved tax cuts way out into the future, in 2022 and 2024, with which we needn’t concern ourselves – there’ll be two, maybe more, elections before then. The bit that was to start in mid 2018 (and did) wasn’t a tax cut at all, strictly speaking. It was an “offset” with an ungainly name: LMITO – the Low and Middle Income Tax Offset.
Much like a pair of budgie smugglers, there's no one-size-fits-all credit card. What provides adequate coverage and comfort for one person might be totally unsuitable for somebody else.
A credit card that doesn’t suit your spending habits won't offer you the most value. Here are the warning signs to watch out for.
It's a well known fact that a car's value depreciates sharply the moment you drive out of the dealership. While some depreciation is inevitable, it is possible to minimise your losses by following a few tried-and-tested strategies. Here's how to get the highest possible price when it comes time to sell your used car.
Instagram launched Checkout on Instagram this week, which makes it possible for users to buy products without leaving the app (before, users could click on a product, and would be directed to the retailer’s website to complete the purchase).
In other words, it’s all too easy to impulse-buy a new sweater or pair of heels off of Instagram. So if you’re trying to cut back on discretionary spending, there are a few steps you should take.
Turns out people aren’t great at setting financial goals, according to a recent report from investment firm Morningstar. But that could change if they tapped into their emotions a bit more.
You might not have a ton of money saved or invested. And reading what you should have or should be saving — say, saving 20 per cent each paycheck, or having your yearly salary saved by the time you’re 30 — can be overwhelming. So much so that you just might not start.
When you’re on a quest for self-improvement, there are countless books, apps, methods, etc., out there that promise to “fix” you, or help you become the best you you can be. Bullet journals, meditation apps, yoga studios, books promising to help you “get your shit together” — there’s no shortage of products, services and experiences to buy in our culture.