Owning a pet can be expensive. Vet bills are often surprisingly high, and food, toys and litter can quickly add up. We want to know: what are your tips for saving money on pet care?
Whether it's pet insurance (often questionable) or vet discounts, we want to know about it. What do you consider an essential expenditure, and what do you skip? Do you really need a dog walker? Does your cat get Christmas presents? Do you keep a pet emergency fund? Tell us in the comments.