If you want to save money, you’ve probably heard the obvious tricks, like making your own coffee or eating out less often. But if you cut back on things you really enjoy, you also cut back on your happiness. Instead, try matching a purchase you make often to build your savings fund.
Image from ultrakml
You don’t need to choose an expense that’s large — matching the couple od bucks you spend on morning coffee is better than not saving anything. If you can afford to, pick a bigger goal like when you eat lunch or dinner out. Make sure you’re consistent about transferring the match to your savings account — or for smaller purchases drop those dollars into a good old-fashioned piggy bank.
Another upside of this process is that you will start to see what frequent purchases you make and perhaps decide they aren’t as enjoyable as you thought. For more tips on launching your savings fund, check out the full post linked below.
10 Ways to Save $US1K This Year [Refinery29]