Be Prepared To Say No To ‘Oblications’ That Destroy Your Budget

Be Prepared To Say No To ‘Oblications’ That Destroy Your Budget

Sometimes we receive invitations from friends and family to attend weddings and other social events away from home. We aren’t always prepared for these expenses and may have to say no more often than we currently do. These are “oblications” — obligatory holidays. Over at ReadyForZero, they remind us to budget for these unexpected expenses. They also remind us that we can often say “no”.

Photo by Frank Kovalcheck.

If an “oblication” stands to send your bank account into the oblivion, tell your loved one. See if there’s something that you can do to be as supportive as you want to, but without annihilating your finances.

And if there are other people involved, talk to them as well! There’s a good chance that they’re in the same situation as you are (refer to the Time quote above). By taking the lead in the conversation, you could find that everyone feels relieved that someone did. Then you can get a real conversation going about how to find less expensive alternatives to the traditional social expectations.

If you’ve recently attended an oblication, this is a great time to talk over your plans for the next oblication. Holidays should be your choice and family and friends shouldn’t force you into an expensive trip.

Obligations, Impulse Spending, & Other Budget Leaks [ReadyForZero]


  • I wasn’t aware “Oblication” was a word, but if Urban Dictionary says so who am I to argue.

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