When you have credit card debt, it's an uphill battle to get rid of it because the longer it exists, the more interest you have to pay. To help reduce the amount you lose in interest, try dividing your payments into smaller but more frequent chunks.
Photo by Sean MacEntee
Many credit card providers calculate interest on a daily basis. That means that paying $50 every two weeks will result in slightly less interest over time than $100 paid at the end of the month. Depending on how much debt you have, that might not be a huge dent, but it adds up over time.
More importantly, by breaking your credit card payments into smaller pieces, it's easier to stomach the hit to your cash flow. The easier it is to make a payment, the less you'll resist. Check out TIME's piece below for more ways to reduce your credit card debt.