retirement
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How Much Money Do You Need For Retirement?
One of the best things about employment in Australia is superannuation. Under current laws, employers must pay 9.5% of your salary into an approved fund that is set aside for your retirement. But with the age at which you can get the pension rising from 65 to 67 over the next few years, many people…
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If You Want To Retire Early, Invest In Rental Properties
If you’re pursuing financial independence and early retirement, you’ve probably heard about the 4% Rule: When you’re calculating whether your investment portfolio will cover your cost of living, assume a 4 per cent withdrawal rate.
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Start Your Emergency Fund With Just $350
You might not have a ton of money saved or invested. And reading what you should have or should be saving — say, saving 20 per cent each paycheck, or having your yearly salary saved by the time you’re 30 — can be overwhelming. So much so that you just might not start.
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It’s Official: Aussie Workers Are Getting A Raw Deal On Their Super
Australia’s super system could give us so much more to retire on, without taking more out of our wages. But first the government needs to make changes to drive retirement incomes higher.