If you feel a little behind on your homeownership goals — or if you’re wondering whether homeownership should even be one of your goals — don’t worry. First, you’re not alone. Second, it’s harder to save up for a home than it’s been in a long time.
If you’re pursuing financial independence and early retirement, you’ve probably heard about the 4% Rule: When you’re calculating whether your investment portfolio will cover your cost of living, assume a 4 per cent withdrawal rate.
The cost of owning a home goes well beyond the price you paid for the house itself. When something breaks, you have to fix it, and those repairs can be costly. You can’t foresee or avoid every home repair, but some regular maintenance can save you hundreds — maybe thousands…