credit history
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Why You Need a Mid-Year Budget Check-Up
Now that we’re basically halfway through 2022, it’s a perfect time to revise your budget and see if you’re on track with your financial goals. With all the pandemic-related tax credits, consumer price inflation, and looming expiration of the pause on student loan payments, it’s quite possible that your spending and expenses will shift in…
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How To ‘Fix’ A Low Credit Score
In Australia, a credit score is a summary of your credit report which is an analysis of your debt history. The calculations are based on a range of factors, including the type of credit products you’ve held in the last two years, your usual repayment amount and how often you make your repayments on time.…