budgets
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Your Budget Plan Won’t Be Complete Without Gratitude
Budgeting is all about solving a maths problem, right? Nope. It’s about psychology. It’s about happiness. Your budget is more complex than just numbers. And it’s hard to find balance without practicing gratitude.
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Spending Less Than You Earn Isn’t Frugal, It’s Basic Budgeting
If you’ve managed to get your budget under control, to the point where you’re spending less than you earn, that’s great! That’s not being “frugal”, though. That’s just basic budgeting.
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Create A Hidden Costs Budget To Find What’s Draining Your Resources
Most of us have a budget of the things that we pay for. However, that’s not the same as things that cost us money. If you’re trying to improve your budget, start including a section for the things that cost you in areas like productivity, health or time.
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Set A Schedule To Take Control Of Your Finances
Getting your money under control requires organisation, and the key to good financial organisation is to work to a schedule. Here are the essential elements you need to consider to set up your own money management schedule.