There's another option if you worry about the debt from a university degree. Don't do one. Global jobs site, Indeed, has just completed Australian research into the highest paying jobs that don't require a degree.
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Fighting off the freshman fifteen doesn't mean your choices are limited to treadmills and weights. University fitness centres are filled with surprising, fun amenities to help you get in shape, develop healthy habits, and even de-stress before a big exam. Best of all, for many students it's all free or heavily discounted.