debt
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When to Downgrade Your Credit Card Instead of Cancelling
When you have a credit card with an annual fee, you have a couple options to consider if you barely use it: cancel the card outright, or downgrade to a lower-tiered card. Since credit cards can be debt traps, you might think that cancelling the card is the best option, and that’s certainly a good…
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How to Get Organised to Pay Off Your Debt
So you have some debt, and you’d like to get rid of it. Great! But when it comes to researching strategies and tips for paying off your balances, it’s easy to get lost down a rabbit hole. And that rabbit hole can distract you from the real work of getting organised and tackling your debt.
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The Biggest Mistakes People Make When Applying For A Loan
At the beginning of the new year, your cash flow is probably tighter than your jeans (that managed to fit before Christmas.) You might therefore be searching for a loan to help keep you afloat. Getting a loan can be a complex process, especially when the conditions attached can be hidden in the fine print.
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Decide Whether To Pay Off Debt Or Invest With The 5% Rule
When you’re paying down a large debt like student loans, it can be hard to determine when it’s worth accelerating your efforts to get rid of that hefty balance. Should you put every extra dollar toward your loans, or should you focus on saving money?