Let's not beat around the Christmas bush here. Xmas is coming and there are some good deals out there for those of you looking for some naughty gifts to give.
The stretch from November to January is so festive, so cheerful - and so expensive. There are the gifts for your family and friends, new outfits for dinners and parties, booze and food for your own shindigs, airfare or petrol, holiday cards... the list goes on. In my house, at least, the late-January credit bills always bring a horrified reckoning and promises to do better next year.
Bitcoin is a form of cryptocurrency that can be used to purchase everything from online goods to multi-million dollar mansions. They are currently more valuable than gold, with a single Bitcoin equalling more than three thousand Australian dollars. Needless to say, there is a huge amount of interest in bitcoin and it's not too hard to start mining bitcoins of your own.
Whenever a large group of friends and I are planning a big trip, I typically volunteer to purchase the plane tickets. Credit card points are serious business, and throwing a few friends on my itinerary means they get to take advantage of my airline status, depending on our which one we choose to take. It's always seemed like a no-brainer, except as Thrillist points out this week, I might have been overpaying.
The holidays cause some anxiety in my house: My husband and I are both somewhat undisciplined in our spending, and previous Januaries have arrived with credit-card bills so disturbingly large that I've wondered if we were in the grip of some kind of eggnog-induced mania. This holiday season is different, however: Last January I vowed to get my financial life in order and teach my kids about sensible money management, and it's gone pretty well. For the first time, this Christmas we've actually budgeted a sensible amount for gifts and festivities.
In just the last month, it feels like Bitcoin has surged to mainstream prominence, popping up on social media, TV, radio and just about anywhere information is exchanged. However, though Bitcoin may be the most popular cryptocurrency, it’s not the only one – arguably, it’s not even the best one.
We’ve rounded up the ways you can buy Bitcoin, other cryptocurrency and altcoins in Australia.
The online shoppers of Australia have perused Amazon's offerings. And they have found them wanting. With very few exceptions, the deals on TVs, laptops and other gadgets have been hugely underwhelming. The cake was a lie.
If you're looking to pick up some Blu-rays or video games for Christmas though, Amazon is well worth a look. In fact, it has some of the cheapest prices in Australia. Here are a few stocking-stuffers for your consideration.
In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.
The holidays are an expensive time for everyone - holiday travel, gifts, food, booze and festive clothes can break the bank for even the most frugal. But December can be especially financially brutal for single people, says Carey Purcell, writing for the Washington Post. This is in large part because single people are generally shouldering their living expenses alone, rather than splitting them with a partner, which obviously reduces their disposable income at holiday-time. But, as Purcell points out, it's also due to differing expectations for singles than for partnered people.
Amazon has officially launched in Australia - and the results have been pretty underwhelming. Instead of recession-busting bargains and mass mercantile disruption, we got prices that were... kinda okay.
While there are some decent deals in the offing, the majority of prices are only slightly better than traditional retail - and others are worse. Much, much worse.
"I don't trust investing," a friend said once. I asked her why. "Isn't it kind of like playing the lottery?" she asked. Investing is intimidating enough for people as it is. Toss in something as unpredictable as cryptocurrency, and people give up on it altogether. It reinforces the notion that investing is like buying a bunch of scratchcards.
Today Valve announced it will no longer be accepting Bitcoin as currency on the Steam store.
This follows a series of rapid Bitcoin growth. After recently tipping the $US10,000US mark in late November, Bitcoin lost approximately 20% of its value, but promptly fought back. Roughly one week later Bitcoin is sitting at $US13,000.