It's no secret that Aussies are notoriously reluctant to switch banks. For most people, this has less to do with loyalty and more to do with the perceived time and effort involved. However, the days of spending hours on the phone trying to close your account are long over.

A recent Australian Bankers' Association (ABA) survey found the majority of customers who switch banks find the process easy - and you can currently score some tasty cashback offers and shopping perks as an extra incentive. Here are the best deals you can get right now.