If your expenses and your income don’t match up, you have two options: cut back on your spending, or figure out a way to earn more money.
As we brace ourselves to kick off the new year, let’s do a no-spend challenge this January. If you’ve been reading Lifehacker for a while, you might be thinking, “Lady, we did this last year. Catch up.” I know! That’s why I want to do it all over again.
I know. It’s 2019. We have contactless cards, peer-to-peer mobile payment systems, and services that will offer you an instalment loan for a pair of pants. But I’m not here to talk about any of those newfangled schemes. No, no. I’m here to talk about cash.