spending
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What Changes Are Being Made to Afterpay and ‘Buy Now, Pay Later’ Providers and How Does It Impact You?
More than 6 million Australians have used the “buy now, pay later” lending services offered by Afterpay, Zip and more than a dozen other companies. Buy now, pay later offers an easy and convenient alternative to credit card services. You can sign up and have your loan approved almost immediately. One reason for this is…
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The Federal Budget Has Expanded the Deposit Scheme for First Home Buyers, Here’s What That Means for You
With housing affordability set to be a key election issue, the 2022 federal budget expands the scheme the Coalition put forward at the 2019 election to help first home buyers. The First Home Loan Deposit Scheme helps those without the standard 20% deposit required by mortgage lenders. For those who qualify, it guarantees up to…
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Don’t Throw Out Prepaid Debit Cards When They’re Done
If you were gifted a prepaid debit card at any point this year you may want to reconsider throwing them out when you finally decide to de-clutter your wallet, instead save the card even when its balance is spent. There are some key reasons behind this, of course. Apartment Therapy offers a couple of situations…
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How’s Your No-Spend Challenge Going?
At the start of this month that is so laser-focused on positive change, we put even more pressure on by encouraging you to join us for a no-spend challenge. That’s no spending outside your planned, recurring expenses for an entire 31 days.