Even when you think you’re doing everything right financially, things can still go wrong. Job loss, divorce, and illness can all wreak havoc on your finances, as can car accidents, natural disasters and — well, you get the idea.
With a little planning ahead, most things you want to buy don’t really need to be bought the day you get them. To block impulse shopping, reserve your spending for one designated weekday.
Retirement is a long time away and it can seem like the contributions you make don’t make a huge difference. However, with a little maths (or this tool) you can see exactly how much another day of freedom costs.