Tagged With financial planning

Predicting the future is near impossible -- but that doesn‘t stop us all from having a red hot go. Human beings have been predicting the future since the beginning of history and the results range from the hilarious to the downright uncanny.

One thing all future predictions have in common: they‘re rooted in our current understanding of how the world works. It‘s difficult to escape that mindset. We have no idea how technology will evolve, so our ideas are connected to the technology of today.

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Watching the sunset on the beach every day. Doing a cross-country road trip whenever you feel like it. Finally devoting time to that hobby you've been dreaming of turning into your full-time gig. If you're like a lot of folks, one or all of these are something you want to do in retirement someday. And to help turn these visions into reality, you're probably contributing to a superannuation, hoping that compound growth will help you build a nest egg sizable enough to make those dreams come true.

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Whether you want to save to send your kids to private school, sock away enough for a deposit on a house or simply be able to retire comfortably, reaching long-term money goals can seem overwhelming. But there are pain-free ways to stack up your savings and keep the momentum going -- if you pick a method that matches who you are.

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When I first graduated from university, I was lucky enough to get a pretty good job almost immediately. In fact, my first day at that new job was literally nine days after my university graduation day. My starting salary at that job blew away my earnings up to that point.