economy
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Do This Instead of Asking for a Cost-of-Living Raise
With inflation making the cost of just about everything go up — combined with the labour market favouring job seekers — it makes sense that now is the time to ask for a raise. But you should think twice about how exactly you frame your request for more money. Although asking for a cost-of-living raise is…
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The Pros (and a Few Cons) of Peer-to-Peer Lending
Everyone has moments in their life when they need a lump sum of money right away — when they don’t have the time to make a savings plan and wait until they’ve accumulated the needed funds. Borrowing money can be either a lengthy process full of paperwork, delays, and credit checks — or it can…
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Never Keep These Things In a Storage Unit
Storage units can be a temporary fix during a move or help keep your clutter — holiday decorations, out-of-season clothes, sporting equipment, and so on — to a minimum. But there are some items that shouldn’t be kept in this kind of space. While a storage unit might seem similar to a garage or basement,…
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When To Choose Saving Over Investing
Even when you’re living on a limited budget, it’s always a good idea to set some money aside for future you. But even as you’re building your emergency fund, you may be wondering if your money would better serve you if you invest it. Whether you’re planning for a vacation next year or your retirement…