I can’t be the only person who’s parted with hundreds of dollars over the years because I forgot to cancel a service at the end of a free trial (hello, Skillshare) or let subscriptions drag on in the hopes I’d get around to using the product.
This month, we challenged you to cut back on an expense many people overpay for: Mobile phone service. Before you make the switch, though, there are factors to consider beyond cost.
Late fees can eat into your debt repayment plan, but having a high interest rate is even worse. Yet, most of us are more likely to call and ask to have a late fee waived. Try calling your card issuer and asking for a lower interest rate.