Mike Winters
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Why a Crypto Rewards Credit Card Is Probably a Bad Idea
With crypto rewards cards, a small percentage of your purchases can be redeemed for cryptocurrency instead of cash back or points redeemed in a rewards portal. But just because you can combine your credit card rewards with cryptocurrency speculation, doesn’t mean you should, as less risky cash back redemptions might offer you more value in…
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How to Keep Your Impulse Spending in Check
A recent study reveals that people spend an average of $US276 (A$372) every month on impulse purchases — and that most people are happy with what they buy. Considering how common it is, the question isn’t necessarily whether you should stop splurging, but rather, what is the right amount of impulse buying, and when should…
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When to Downgrade Your Credit Card Instead of Cancelling
When you have a credit card with an annual fee, you have a couple options to consider if you barely use it: cancel the card outright, or downgrade to a lower-tiered card. Since credit cards can be debt traps, you might think that cancelling the card is the best option, and that’s certainly a good…
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How to Figure Out If It’s Worth Paying to Get Rid of Ads
People seem to be split down the middle on ad-supported TV streaming — 49% of subscribers saying they were “very satisfied” with it in a recent survey, while 54% of those same respondents say they plan to switch to ad-free tiers of TV streaming in the “next 2-3 months.” That suggests many of us are…