Alicia Adamczyk
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How Paying Your Credit Card Minimum Puts You In A Debt Spiral
If you have a credit card, you should, theoretically, know how missing a payment or paying off less than your total balance each month can lead to a debt spiral. The interest rate on credit cards is very high compared to other financial products, and it compounds when you don’t pay your balance off in…
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Take Your Emotions Into Account When Setting A Money Goal
Turns out people aren’t great at setting financial goals, according to a recent report from investment firm Morningstar. But that could change if they tapped into their emotions a bit more.
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Start Your Emergency Fund With Just $350
You might not have a ton of money saved or invested. And reading what you should have or should be saving — say, saving 20 per cent each paycheck, or having your yearly salary saved by the time you’re 30 — can be overwhelming. So much so that you just might not start.
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Why You Should Make This Your ‘Depth Year’
When you’re on a quest for self-improvement, there are countless books, apps, methods, etc., out there that promise to “fix” you, or help you become the best you you can be. Bullet journals, meditation apps, yoga studios, books promising to help you “get your shit together” — there’s no shortage of products, services and experiences…