Photo by robtxgal
We've talked before about paying yourself first and automating your finances with an eye on savings. The idea of treating savings like any other monthly bill is the same basic idea: making the decision to save something that you don't have to decide on each month.
The folks at finance blog Budgets are Sexy point out that whatever you're saving for (emergency account, retirement, vacation) and however you pay bills (electronic payments automatic transfers), treating your savings like they're just one more bill works. And sure, it is the same idea as paying yourself first, but you never know which particular mental trick is going to get the habit to stick.
TIP: Treat Savings as a Bill [Budgets are Sexy]