Late fees can eat into your debt repayment plan, but having a high interest rate is even worse. Yet, most of us are more likely to call and ask to have a late fee waived. Try calling your card issuer and asking for a lower interest rate.
The most basic money skills aren’t all that complicated, even if we make it so. To prove the point, Napkin Finance fits the basics into the space of a small napkin.
You might experience sticker shock when you go to close the mortgage on your first home. One item you can save a whole lot of money on: Prepaid interest costs.