Traditional wisdom in the Australian mortgage industry is that when you’re comparing home loans, you should always choose one with an offset account – a savings or transaction account linked to your home loan. Any money deposited in this account is used to “offset” your mortgage when calculating your interest charges.
Many of us get hung up on interest rates when comparing different home loans. But as any savvy mortgage broker will tell you, there's much more to a home loan than its rate. To find a home loan that may be right for you, you need to compare the unique features and benefits of different options.
Australia’s finance market has never been more competitive, with plenty of great deals available in the lead-up to Christmas. If you shop around, you’ll find an array of products and prices, offered by more than 100 banks, credit unions, building societies, non-bank lenders and online providers.
Here are some of the best-value home loans, credit cards and savings accounts in Australia right now. (But you'll need to hurry - most are available for one week only!)
The changing credit landscape in Australia is creating additional uncertainty for homeowners.
Online mortgage broker uno Home Loans has found a few key barriers are holding people back from getting their best deal as they navigate the home loan process.
Do you pay your bills on time? Are you responsible with money? If so, you might qualify for the lowest ongoing variable home loan rate in Australia, thanks to a limited-time offer. For one week only, Reduce Home Loans is offering home loans from just 3.39%. Here are the details!
A successful home loan application generally requires a steady job. However, there are a range of additional factors that can seriously hamper your borrowing power with banks, even if your salary is higher than average. This superhero-themed infographic outlines the various occupational pitfalls that can trip up applicants.
In our monthly Ratehacker round-up, Bessie Hassan from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans. This month's deals include Qantas bonus points, 26-month balance transfers and low-rate home loans.
In our monthly Ratehacker round-up, Bessie Hassan from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans. This month's deals include 70,000 bonus frequent flyer points, super-cheap home loans and
In our monthly Ratehacker round-up, Bessie Hassan from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans. This month's deals include a 25-month balance transfer offer, 60,000 bonus Velocity Points and a 3.59% per annum home loan.
In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans. This month's deals include Amazon cashback, bonus Qantas points and $75 for opening a new bank account.
In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.
Buying your first home is a big deal. It is both exciting and scary at the same time – rather like bungee jumping!
There are two main components to buying your first home, but they don’t have to feel like a leap of faith. They can be informed, educated processes.
The first component is sorting out your finances, and the second is finding the right home and making the purchase.
APRA, Australia's banking regulator, announced today that it is removing the 10 per cent annual cap on investor housing credit growth introduced in late 2014. JP Morgan says its removal should not be viewed as an easing of lending conditions. In fact, securing a home loan could soon be even harder.
In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.
A person's credit history is kind of like an invisible Sword of Damocles. We know it's out there, but tend to adopt a head-in-the-sand approach until it suddenly chops you in the neck. Fortunately, it's possible to improve your creditworthiness in a few easy steps. This infographic illustrates how to swing credit scoring back in your favour.
Looking to save money on your home loan? Here are five easy way to do just that!
In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.
In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.
In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.
In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.
