If you've ever gotten the impression that most people aren't as skilled with computers as you are, you finally have some data to back it up. The above chart shows the distribution of tech skills, and there's a pretty narrow pool at the top almost everywhere.
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From the day I got my first job as a cart pusher at a supermarket, I spent years living from one paycheck to the next. I hovered around the poverty line, hoping that I would last until next month's rent. At the time it felt normal. It wasn't until after I started making more money that I realised the psychological scars that living the poor life left on me.