Tagged With credit report

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Credit ratings and scores are extremely important. They can determine whether you'll receive a loan and can strongly influence the interest rates and other terms and conditions. But it turns out, when it comes to your credit report, you're not the master of your own destiny.

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Most people's eyes glaze over at the words "credit report." Sure, it's boring. It's confusing. But ignoring it can make your financial life difficult. And it can badly affect your love life, too - from lowering the chances of finding a date to increasing the likelihood of divorce.