When I headed off to university (longer ago than I care to admit), my dad and I made a deal where he would cover 90 per cent of the cost of tuition and room and board, provided I maintained a 3.0 GPA, didn't move in with any boys, and we sat down before every semester and talked about my career goals and financial plans after university. That last part I hated when I was 18, but I think was something that set me up for success, and I'd recommend anyone that is paying for their child's tuition (or even if you aren't) to do.
Tagged With budgets
Predicting the future is near impossible -- but that doesn‘t stop us all from having a red hot go. Human beings have been predicting the future since the beginning of history and the results range from the hilarious to the downright uncanny.
One thing all future predictions have in common: they‘re rooted in our current understanding of how the world works. It‘s difficult to escape that mindset. We have no idea how technology will evolve, so our ideas are connected to the technology of today.
Telsyte released an interesting report yesterday. Their research found almost two-thirds of the 263 IT decision makers they surveyed expected their budgets to increase this year. The main reason is the need to invest in big data and analytics tools to support sales and marketing, and to prepare for the data deluge that IoT will bring.
Most of the money things you need to deal with happen on a regular basis, and you can usually move most monthly due dates. While you're at it, go ahead and pick one day a month to be the day that you catch up on all your finance needs.
It's not too hard to build a basic budget. A few tips and tricks can help you make it really solid. But even a good budget can go awry. There are a handful of mistakes that throw people off, but the good news is: these mistakes are easy enough to fix.