Our lives are filled with spam. It has many names and comes in many forms, from email to snail mail to text messages and more. With the help of technology, as well as some clever thinking, it's not too difficult to filter out all the unwanted crap in your life. Here's how to do it.

It's fun getting email and snail mail when you receive something you actually want, but that joy is easily overshadowed by the massive amount of mail you don't really care to read. While spam filters do a great job of killing your supply of junk mail, your physical and digital inboxes are likely filled with newsletters and advertisements you could easily do without. Here's how you can clear out all that crap.

Ever let someone borrow something and they break it? RealSimple has an interesting post on borrowing, and what happens when something goes wrong: Borrowers do have an obligation to replace items they break or lose, says etiquette authority Anna Post, who leads business-etiquette seminars for the Emily Post Institute, in Burlington, Vermont. That's why borrowing -- or lending -- expensive items is not a great idea.
I've unfortunately had this happen to me, mostly with books being lost. If you've let someone borrow something and it didn't end well, let us know how you handled it (or wish you would have handled it) in the comments.
5 Money-Etiquette Issues, Solved