Setting goals and working to achieve them is an inherently optimistic exercise: You want more and better, and you believe that you have what it takes to do the work and reap the rewards. But sometimes showing your pessimistic side can help you achieve your goals faster.
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There’s something about spring that seems like a fresh start. It’s still a second chance at a new year, a time to get everything in order and set some goals.
Balancing your financial goals, wants and needs isn't easy. There always seems to be something else popping up, keeping you from setting aside the money you intended to save at the beginning of the month. If you're trying to reach a money milestone - like saving up $10,000, for instance - here are some strategies that can help.
If there’s one truism when it comes to your money, it’d be not to let your emotions get the best of you: You don’t want to sell when the market’s tanking, splurge on something you can’t afford when you’re in a bad mood, or continually give money to a loved one with no strings attached.
But giving into your emotions can actually be a boon to your finances in the right circumstances. Here’s why.
I'm very good at wanting to buy things. I want to buy a new sound system, for example. This would mean ripping five speakers out of my walls, patching up the holes, and buying a $900 soundbar. My wife points out that the current system works well, and asked me why I want to replace it. And I had to admit why: I have to control the sound system with a second remote, which I hate. My wife pointed out that solving this is not worth $900 and a weekend project. So instead I'm buying a $60 universal remote. This is a better way to reach my real goal, which is feeling in control of my gadgets.
Welcome back to Mid-Week Meditations, Lifehacker's weekly dip into the pool of stoic wisdom, and a guide to using its waters to reflect on and improve your life.
Actors have a saying: You don't get 100 per cent of the parts you don't audition for. If you're an artistic type, or a writerly type, or even just someone who's looking for a job, you may have found rejections to be so painful that you've just stopped applying for things. Social media and streaming TV is so soothing - why would you put yourself out there for stuff you aren't going to get anyway?
Do you feel as though your social life is out of control? Maybe you (or your kids) have events every evening, when all you want to do is spend a quiet night at home. Maybe you feel like you're spending too much time "touching base" and "picking brains" with people you aren't close to, and not enough time with your friends. Maybe your in-laws want you to spend every Sunday having dinner with them, and you... don't.
Buddying up can help you reach your fitness resolutions - or whatever goal you happen to be chasing. But you don't have to work out together to help each other (couples, breathe a sigh of relief).