While there are countless ways to get your finances in order, it all starts with learning whatâ€™s important to you and your family: What are your priorities, what are your values? Once youâ€™ve established that, the steps you need to take should become more clear.
If you want to stick to your New Year’s Resolution or any new habit, don’t hinge it on a single behaviour. Instead, come up with as many different behaviours as you can think of—or what Stanford social behavioural scientist BJ Fogg calls a “Swarm of Bs.”
Maybe you’ve already started to reflect on where 2019 has taken you, and what you want to focus on in 2020. You’re planning a trip, or figuring out how to get back to the gym regularly, or thinking of starting a hobby. But have you thought about your money?