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</html><thumbnail_url>https://www.lifehacker.com.au/wp-content/uploads/2015/06/26/kwo4uaavgkpx57p7aevi.jpg?quality=75</thumbnail_url><thumbnail_width>640</thumbnail_width><thumbnail_height>360</thumbnail_height><description>Money doesn&#x2019;t buy happiness, but what you spend it on can affect your satisfaction. Beyond that, how you pay has an impact on your happiness too. To get the most out of something you spend money on, it helps to pay for it in advance.</description></oembed>
