spending
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Use Your Credit Card Bill As A Wake-Up Call To Evaluate Your Spending
Here’s a little exercise for you to try out. Take out your latest credit card bill from your most frequently used credit card. Print it out if it’s an electronic bill; otherwise, just grab a pen and put the bill on the table in front of you.
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Commit To Fifteen Minutes Of Financial Literacy A Day To Get Your Finances In Order
If you’re trying to get your finances straight and you’re completely intimidated with the work ahead, take it one step at a time. Commit to just fifteen minutes of financial literacy a day.
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Negotiate Pocket Money Contracts With Your Kids To Teach Them About Money
The sooner we learn about money, the more time we have to develop solid financial habits. An pocket money is a good opportunity to teach kids how money works. Over at the Penny Hoarder, one father explains how he uses an “allowance contract” to teach his kids to negotiate salary.
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Positive Encouragement Really Does Help Boost Your Savings Goals
Saving money is great for the future, but spending it is more fun now. Connecting your present and future self is one of the biggest challenges of money management. Research shows the occasional positive nudge really can help you stick with your goal.