Cash back, gift cards and wads of bonus rewards points – credit card providers are pulling out some of their biggest deals to date to get credit cards into the hands of new customers in the lead up to Christmas.

But do these sign up bonuses really deliver bang for your buck? The answer is yes, but only if you’re the right type of customer.

Australia’s finance market has never been more competitive, with plenty of great deals available in the lead-up to Christmas. If you shop around, you’ll find an array of products and prices, offered by more than 100 banks, credit unions, building societies, non-bank lenders and online providers.

Here are some of the best-value home loans, credit cards and savings accounts in Australia right now. (But you'll need to hurry - most are available for one week only!)

In our monthly Ratehacker round-up, Bessie Hassan from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans. This month's deals include Qantas bonus points, 26-month balance transfers and low-rate home loans.

In our monthly Ratehacker round-up, Bessie Hassan from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans. This month's deals include 70,000 bonus frequent flyer points, super-cheap home loans and

In our monthly Ratehacker round-up, Bessie Hassan from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans. This month's deals include a 25-month balance transfer offer, 60,000 bonus Velocity Points and a 3.59% per annum home loan.

In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans. This month's deals include Amazon cashback, bonus Qantas points and $75 for opening a new bank account.

In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.

In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.

In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.

In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.

In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.

In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.

In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.

In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.

In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.

In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.

In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.

In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts, home loans and personal loans.

In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.