How truthful are we when it comes to negotiating loans in Australia?

With increasing pressure on the housing market, some of us might be tempted to stretch the truth to secure a mortgage on our dream property - but research shows that this practice can have serious repercussions.

We all know that cosigning on a loan is not a decision to be made lightly. When deciding, here's something else you'll want to consider: Thirty eight per cent of cosigners end up paying the debt they sign off on.