If you’re trying to live in a way that helps mitigate the effects of climate change, you might resolve to fly less often or eat less meat. But what about switching banks?
I remember exactly where I was when I realised how long it would take to save up a year’s worth of income.
If you’re pursuing financial independence and early retirement, you’ve probably heard about the 4% Rule: When you’re calculating whether your investment portfolio will cover your cost of living, assume a 4 per cent withdrawal rate.
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