Unless humans transform the economy in such a way that has “no documented historic precedent”, the earth will experience “worsening food shortages and wildfires, and a mass die-off of coral reefs as soon as 2040,” according to a report published Monday by the United Nation’s Intergovernmental Panel on Climate Change.

And with a government hostile to any sort of climate change initiative, individuals are wondering what they can possibly do to help the planet.

One of the complications of saving for retirement via investment vehicles is that it takes so long to reach a point where it seems like the market is actually working for you.

Read one article about personal finance and you know that compound interest is one of the most important reasons to start saving and investing early. Well, in theory. You’ve heard that if you start investing in your 20s, you’ll have a bajillion dollars more than you will if you start in your 30s. Or something like that.

The stock market just hit the longest bull run in its history, and that has people spooked.

The current bull market’s longevity has people worried. It all has to end some time, and some economists are predicting a recession by the end of 2020. Assuming that holds true, that gives you around two years to get your finances in order. What should you be prioritising?

Most young people don’t learn the tenets of personal finance in school, but building solid habits throughout your teens and early twenties can help set you up for a truly prosperous life.

Owning a home has been part of the Australian Dream for decades. It was a sign of attaining a certain level of wealth, and the stability that comes with it. And for many, it was a great investment.

If you have money to invest, what's keeping you from realising higher gains? Probably time.

Facebook’s stock dropped 19 per cent yesterday after the company told investors user growth had slowed in the wake of the Cambridge Analytica breach, one of many scandals currently plaguing the tech giant (it missed revenue estimates as well).

Fellow millennials, this is a PSA: When it comes to career and money advice, parents have an untold number of opinions, mostly based on what they have done or would like their friends to know you are doing. I’m here to say don’t listen to them.

Investing isn't as hard (or as risky) as it seems, but it's a lot of information and it does take some time to learn, which turns many people off of it altogether. However, if you've been putting it off and you have a hefty amount of cash savings, consider the problem of inflation.

Video: We've already told you how to buy Bitcoin and other cryptocurrencies. But should you?

Each week, we're tackling one of your pressing personal finance questions by asking a handful of money experts for their advice. This week: Investment advice!

Spotify is planning to go public through a direct listing on the New York Stock Exchange in the next few weeks, and that's piqued the interest of investors hoping it's the next hot tech stock (a little more Netflix, a little less Snapchat). So, should you invest?

Gary Cohn has resigned as President Donald Trump's chief economic adviser over proposed steel and aluminium tariffs, leading to the Dow dropping 300 points today.

Investing is an important part of a healthy financial life. You want your money to grow, and, short of winning the lottery, investing is the best way to do that. But as Jonathan Clements, the editor of Humble Dollar, reminds us in his newsletter, it's hardly the only thing that matters.

With the market fluctuations the past week or so, there have been questions about when to rebalance your portfolio, if at all. Some say it shouldn't interfere with your long-term plan, and to stick to once a year. Others say the time to rebalance is right after the market goes up or down by five per cent or more.

Bitcoin's plummeting and a whole lot of cryptocurrencies are going down with it. Since early January, we've seen half the market value disappear. Some initially called it a 'bloodbath'. But it's been getting worse and worse. A single coin was once worth nearly $25000, now it's floating under $10000.

Is it time to get out?

That's a real tough question to answer.

Personal finance is like nutrition: It seems like the experts in this arena can't agree on anything, whether it's setting up an emergency fund or paying off your mortgage early. Despite all the contrasting opinions, though, most people agree on at least five basic fundamentals.