Picture the scene: you've organised a week off work for some much-needed R&R. On the first day of your holiday, you're struck down with the flu. Instead of sunning it up on the beach, you spend the entire week coughing up phlegm in bed.

If you'd been at work, you definitely would have called in sick on these days - so why should annual leave be any different? Let's take a look at the legalities.