Stews are a frugal person's best friend. There's nothing more satisfying to a penny-pincher than scores of single-bowl meals made with the cheapest cuts of meat. Stew is easy, but to get the best flavours, stew meat needs a little extra care. Here are some tips.
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This month, we challenged you to cut back on an expense many people overpay for: Mobile phone service. Before you make the switch, though, there are factors to consider beyond cost.
If you're on a budget and you're looking for some great ways to relax and unwind beyond just going for a walk or taking a nap, this graphic has about fifty of them, all of which may take a little time, but never any money. Best of all, it's organised chronologically, so you can try them at different parts of the day.
We all know that brick-and-mortar stores use all sorts of tricks to get you to spend more, but online stores are guilty of many of the same techniques. This video and graphic are a rundown of them, and how you can fight back.
Sometimes it makes sense to spend a little more money on something if it will make your life easier, save time, or last for years. And sometimes buying quality or splurging on an "investment piece" is just a waste of money. What items have you purchased for quality that you regret?
Frugality isn't just about saving money, it's about being efficient with your money, using it in the best way possible. It also means not wasting your time. For maximum efficiency, focus on being frugal with expensive purchases, not cheap ones.
It pays to focus your frugality on your biggest expenses. For most of us, that includes groceries. Some stores have better prices on certain items, but it can be a waste of time to hop from one store to another. Instead, pick the store with the best deals on food staples, then stick to it.
On the surface, personal finance seems to be primarily about money: getting rich and optimising your investments and so on. It's definitely about all of that stuff, but in a larger, more important way, it has nothing to do with money at all. It's more about using it to optimise your values and priorities.
February's challenge wasn't an easy one, but if you joined you may have saved hundreds, or even saved thousands! That's why we started this in the first place: to take action and actually save (and earn) some cash. We've shared a lot of advice on how to curb impulse spending. Now let's take some action.