They say variety is the spice of life, but I live my life literally, and I get my diverse kicks from actual spices, seasonings, and condiments. This is why various jars and squeeze bottles take up half my fridge, but it’s also why I eat at home almost every night.
Tagged With frugality
When you read a lot of personal finance articles, you inevitably reach a point where you can’t buy a water bottle at the corner deli or buy gas without driving around to find something that’s two cents cheaper a gallon without feeling some sense of shame. Those are unnecessary purchases after all, and everyone knows that spending a few bucks you don’t have to is what leads people to unfulfilled, un-wealthy lives. Or something.
This month, we challenged you to cut back on an expense many people overpay for: Mobile phone service. Before you make the switch, though, there are factors to consider beyond cost.
If you're on a budget and you're looking for some great ways to relax and unwind beyond just going for a walk or taking a nap, this graphic has about fifty of them, all of which may take a little time, but never any money. Best of all, it's organised chronologically, so you can try them at different parts of the day.
We all know that brick-and-mortar stores use all sorts of tricks to get you to spend more, but online stores are guilty of many of the same techniques. This video and graphic are a rundown of them, and how you can fight back.
Frugality isn't just about saving money, it's about being efficient with your money, using it in the best way possible. It also means not wasting your time. For maximum efficiency, focus on being frugal with expensive purchases, not cheap ones.
It pays to focus your frugality on your biggest expenses. For most of us, that includes groceries. Some stores have better prices on certain items, but it can be a waste of time to hop from one store to another. Instead, pick the store with the best deals on food staples, then stick to it.
On the surface, personal finance seems to be primarily about money: getting rich and optimising your investments and so on. It's definitely about all of that stuff, but in a larger, more important way, it has nothing to do with money at all. It's more about using it to optimise your values and priorities.