There’s a contingent of personal finance obsessives out there who’ve branded themselves as FI/RE, which is short for Financial Independence and Early Retirement. They’ve cut their day-to-day living expenses to the bone, while earning and investing aggressively, all with the intent of retiring well before the average retirement age (which is 55.3 in Australia). For them, saving is more enjoyable and fulfilling than a big house, dinners out and lavish holidays.