My money habits are pretty solid and that has much to do with the fact that I write about money for a living. I'm not alone. Plenty of other writers, paid or not, use blogging as a platform to get their finances in shape and document their goals. Some of the most popular money sites started out as blogs. If your finances are overwhelming, blogging can help you sort things out.

When it comes to financial planning, many Australians are just treading water - despite not really knowing how to swim. According data from the Australian Securities and Investments Commission (ASIC), just two-in-five Australians have a short-term financial plan (3-5 years) and barely a quarter have along-term plan (15-20).

If this sounds like you, it’s not all doom and gloom: there are a number of simple things you can do to help you better understand and get on top of your finances. Here are some tips.

Chrome: When working toward any goal, visual reminders can help you stay on track. Reach is an extension for Chrome that simplifies your financial goals and reminds you of them every time you open a new tab.

If you want to buy a home, most experts suggest saving at least 20% for the down payment. It's a simple goal for a big purchase, but it's meant to protect you financially. You can use the same concept for other purchases, too.

This month, we challenged you to curb your impulsive spending habit. Impulse spending is unplanned spending that you usually regret because it turns you into a weak, mindless consumer. One powerful way to squash it? Think of impulsive spending as the enemy of your financial goals.

You know how to handle your money: you've got a budget, a plan to save, and you're kicking your debt. But now what? This is the time where a lot of people with good money sense fall off the wagon. If you've hit a plateau with your financial goals, it's important to stay on track and motivated. Here's how.