ANZ's almost 1.6 million customers will be the first in Australia to use Apple Pay to make in-store mobile purchases using their cheque or savings accounts.

Letting anyone accept Apple Pay, Android Pay and credit cards on-the-spot, Square's tiny contactless reader puts a pop-up store in your pocket. So how does it stack up against other POS solutions? We tested the pint-sized device to find out.

The Square Reader is a tiny chip card reader that plugs into the headphone jack of any smartphone or tablet, allowing users to take credit card payments right from their own devices. It's been on the Australian market for 12 months now -- but in this time has built up a strong customer base of over 60,000 small businesses across the country, despite tough competition from CommBank's own Albert POS device.

Do you use your credit card or your phone to pay for your morning coffee, or are you still holding on to that pocketful of coins? Sydney-based coffee roastery and cafe chain Pablo & Rusty's is opening Australia's first cashless cafe in Brisbane, ditching the notes and coins in favour of credit cards, phone-based payments and even smart coffee cups.

Dear Lifehacker, I recently made a payment for goods of $8000 on my credit card. I asked the merchant if it was okay to pay by CC and the answer was yes -- but there was no mention of a surcharge. Six months later, they sent me another invoice for $200 (2.5% processing fee.) Am I legally required to pay this fee?

I don't know which is worse: a shop that doesn’t take card payments or a shop that has a minimum spend limit for card payments. All I know is, most people hate these two things. While we know stores aren't obliged to support card payments, is it legal for them to enforce a minimum spend when you pay by debit or credit card?

Hi Lifehacker, I was recently charged a $2 fee to use my EFTPOS card to pay for something. This merchant charges a $2 fee for all cards -- even if using your savings account. Is this legal? I have payed fees for credit cards in the past but never for EFTPOS purchases.