You might remember that Friends episode in which the broke friends -- Rachel, Joey and Phoebe -- get annoyed at their wealthier counterparts for always suggesting expensive outings. "Like we can afford to go here and there," Joey complains. Life doesn't work out as neatly as sitcoms, of course, so financial resentment can actually be a nasty problem in the real world.

Perhaps your subconscious, like mine, has reserved 3AM-5AM for an exercise I like to call "Panic Town", a half-awake, blurry, mental recitation of anything that could go catastrophically wrong for the country, or for you personally, or for... literally anyone. It's a fun two hours!

Some subscription services are worth it (you can pry Netflix from my cold, dead hands) but for this month's money challenge, we challenged you to save money by ditching the subscriptions you don't use or need. To help you, here are a few ways to get the perks of some popular subscription services, like gym memberships and pay TV, for free.

If you'd rather not fight for kettlebells at the gym or just want to work out at home, one well-chosen kettlebell is versatile, compact and pretty cost-effective. You just have to sift through the myriad sizes, brands, styles and weights. Here's how to tell what matters and what's useless.

Last year, I wanted to write a book. It seemed like an impossible task. But I figured, "if I can write a long blog post, I can surely write one chapter," so I took it one chapter at a time. Before I knew it, I finished the whole thing. Small actions made all the difference and our finances work the same way.

Health and fitness are pretty important topics. And you seem to think so, too. From learning how to craft your own bodyweight workout, to how little sleep you can get away with, to what it takes to fake a fitness "before and after" photo, these are our most popular health and fitness posts of 2016.