debt traps

  • When You Have An Emergency Fund, You Have Power

    When You Have An Emergency Fund, You Have Power

    When you live paycheck-to-paycheck, you usually feel at the mercy of your employer. If you’re lucky enough to have a fair, understanding employer, that might not be so bad. However, if your employer is a jerk or you just don’t like your job, you probably feel powerless and stuck. Here’s how an emergency fund can…