Tagged With debt traps

Predicting the future is near impossible -- but that doesn‘t stop us all from having a red hot go. Human beings have been predicting the future since the beginning of history and the results range from the hilarious to the downright uncanny.

One thing all future predictions have in common: they‘re rooted in our current understanding of how the world works. It‘s difficult to escape that mindset. We have no idea how technology will evolve, so our ideas are connected to the technology of today.

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I have pretty good credit -- right now my score is close to 800. Awesome, right? Sure, except that awesome credit has actually been pretty useless, even when I recently bought a home. Don't get me wrong, bad credit has a big impact on your finances. It's strange, then, that excellent credit doesn't really matter.

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It's easy to be turned off by the idea of money or personal finance. Money is greed. Money is boring. Money is selling out. The problem is, there are a lot of entities that count on that mindset so they can take advantage of consumers. And if you don't take control of your finances, they will be glad to do so.