Tagged With daily routines

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One of the most discussed concepts in personal finance is the "Latte Factor," an idea first popularised by the personal finance writer and speaker David Bach. The idea, in a nutshell, is that you can achieve a great deal of personal finance success by finding small things to cut in your life, and he used the example of a daily latte that one might purchase at a coffee shop, hence the name "Latte Factor."

Predicting the future is near impossible -- but that doesn‘t stop us all from having a red hot go. Human beings have been predicting the future since the beginning of history and the results range from the hilarious to the downright uncanny.

One thing all future predictions have in common: they‘re rooted in our current understanding of how the world works. It‘s difficult to escape that mindset. We have no idea how technology will evolve, so our ideas are connected to the technology of today.

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One of the most discussed concepts in personal finance is the "Latte Factor," an idea first popularised by the personal finance writer and speaker David Bach. The idea, in a nutshell, is that you can achieve a great deal of personal finance success by finding small things to cut in your life, and he used the example of a daily latte that one might purchase at a coffee shop, hence the name "Latte Factor."