credit
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Is ‘The Smartest Credit Card Ever Made’ Actually That Smart?
The much hyped X1 credit card, billed as “the smartest credit card ever made” is now finally available to the general public, but is it as innovative as its marketing suggests? Indeed, there are some unique perks, along with a good rewards rate — especially for a no-fee card — although the reward redemption options…
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How To ‘Fix’ A Low Credit Score
In Australia, a credit score is a summary of your credit report which is an analysis of your debt history. The calculations are based on a range of factors, including the type of credit products you’ve held in the last two years, your usual repayment amount and how often you make your repayments on time.…
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The Apple Card Is Decidedly Average
We have more details on Apple’s forthcoming credit card with Goldman Sachs following this week’s Apple event, and if you were hoping for a rewards card that changes the game, well, this isn’t it.
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Why Your Debt To Income Ratio Matters, And How To Find It
If you’re paying off debt, you want to be aware of something called your debt to income ratio. The reason it’s good is because it provides an overall measure of your financial health.