credit
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4 Times When You Should Change Your Credit Card
If your credit cards are chipped, peeling, and collecting dust, then it’s probably safe to say it’s time for an upgrade. But how else can you tell when it’s time to shop around for a new credit card? There’s a good chance than an older card is no longer the best match for you.
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Ignore All This Financial Advice Your Parents Taught You
When it comes to personal finances, your parents’ advice-solicited or, more often, not — probably reflects wisdom from a simpler time. The money mantras that helped your parents don’t necessarily hold up in the modern inflation-and-debt-ridden landscape. Even if you don’t actively turn to your parents for financial advice these days, you may have internalized…
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How to Borrow Money From a Friend Without Ruining the Relationship
Times are tough. If you’re in a financial jam, you might be thinking of approaching a trusted family member or friend to ask to borrow some money to help you get back on your feet. Or maybe your younger sibling is asking you for a loan to get them to their next payday. Proceed with…
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The Difference Between a Charge Card and Credit Card (and Why It Matters)
If you’ve heard the phrase “charge card” and thought it was referring to a credit card, that would be understandable since the terms are often used interchangeably. However, a charge card is an entirely different product with no credit limit or interest charged, unlike a credit card. Here’s a closer look at the difference between…